Why do I have to pay back my Medicare costs (medical insurance)?

When Medicare applies payment for your medical expenses, it is considered a ‘conditional payment.’ Medicare offers this payment option when you are unable to make the payments yourself, helping you avoid going into debt or taking out loans to cover the cost of your medical care. These payments are made with the ‘condition’ that they will be repaid once you have funds available.

As a result, Medicare will expect re-payment once your settlement become available. The settlement is the single amount obtained at the end of the case to reimburse you for your accident injuries, damages and costs – including Medicare’s conditional payments.